Consumer Issues/Consumer Protection Archives - Genser Cona Elder Law

Category Archives for Consumer Issues/Consumer Protection

Experts: It’s Never Too Early or Too Late to Plan for Your Golden Years

Far too many people wait much too long to make plans for their retirements, as well as all aspects of old age for that matter, with some never making such plans at all. The consequences of not planning can be devastating for them and their families, according to a group of experts who discussed aging on […]

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Will

Five Things That Will Impact Your Will

By: Marcus O’Toole-Gelo Having a Will is an essential part of an estate plan. A will directs how your probate assets will be distributed upon your passing, designates an executor to be in charge of your estate, and allows you to create trusts for minor grandchildren or disabled beneficiaries. However, having a will is just part […]

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Medicaid Home Care Update – Guildnet Closing in January

Guildnet MLTC, FIDA and Medicaid Advantage Plus plans are closing as of January 1, 2019. Official notices are being sent to all Guildnet members in mid-October 2018. What You Need to Know ♦ You will receive a notice from New York Medicaid Choice advising you to choose a new plan. ♦ You will have 60 days to select and […]

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Beware of Downloadable Estate Planning Documents

Downloadable Estate Planning Documents – Let the Buyer Beware

Downloadable Estate Planning DocumentsCaveat EmptorLet the Buyer Beware For years, Elder Law and Estate Planning attorneys have stressed the importance of obtaining advance directives (Power of Attorney, Health Care Proxy and Living Will) for anyone age 18 or older, including kids heading off to college.Recently, there has been a trend in advertising “downloadable estate planning documents.” […]

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Top 10 Myths of Elder Law & Estate Planning

Top 10 Myths of Elder Law & Estate Planning

Misinformation abounds in Elder Law, confusing older adults, community members and professionals alike. Don’t fall victim to inaccurate information and make costly mistakes! Get legal advice from experienced Elder Law attorneys like the attorneys at Genser Cona Elder Law. Here are some common mistakes:Top 10 Myths of Elder Law & Estate PlanningA revocable trust protects assets.A […]

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The Holidays are a good time to have “The Talk” with Parents

When is the right time to have “the talk” with your aging parents regarding their financial affairs and health care issues?  In this now-common role reversal, adult children find that they must step up to “parent the parent”.  This can be uncomfortable for everyone but is critically important for protecting assets and ensuring access to […]

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Real Property Planning in Second Marriages

by Paul Hyl, Esq. According to National Stepfamily Resource Center, a division of Auburn University’s Center for Children, Youth and Families, about seventy-five percent of divorced persons eventually remarry.1 In addition, there certainly are additional divorced individuals who engage in long term cohabitation with a new partner, choosing not to marry.  Using the most recent statistics […]

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Financial Security: It’s Never Too Early to Plan – Five Tips for People in their 40s

 Start deferring money into a qualified retirement plan (401(k), 403(b)) each pay period, even if just $25/pay check.  This is important in your 40s so that retirement funds can grow, and grow tax deferred, while you are in your earning years.Make at least one extra mortgage payment per year (more if possible) to pay your mortgage […]

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The Perils of Funeral Prepayment Plans

Tips on shopping for funeral goods and services. Shopping around for the most suitable and affordable funeral goods and services is a wise consumer idea. However, be extremely cautious about paying in advance — or prepaying — for them. There are a number of legal controls on how the funeral industry can handle and invest funds earmarked […]

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Viewpoint: Expand Senior Care

By Jennifer B. Cona, Esq. Sen. Kemp Hannon, R-Garden City, once again has his eye on the ball regarding the elderly with an effort to push through legislation that would streamline the licensure process for assisted living facilities in New York State.  Easing the assisted living approval process will create more supply on Long Island to meet […]

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